About the Authors

Robert Kleiman is Associate Professor of Finance at Oakland University and an adjunct scholar with the Mackinac Center for Public Policy.

Harry Hutchison is Associate Professor of Law at the University of Detroit-Mercy and a member of the Board of Directors of the Mackinac Center for Public Policy.

David L. Littmann, author of the Foreword and Senior Economist with Comerica Bank, has also served on the board of advisors of the Mackinac Center for Public Policy since 1988.