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Searched in category Insurance.
- Stress Claims in Michigan: Worker's Compensation Entitlement for Mental Disability
Summary: The worker's compensation system was developed as a way for workers who suffer on-the-job physical injuries to be compensated fairly and quickly for medical expenses and loss of income. In recent years, however, it has expanded into a new area fraught with vagueness: mental stress. Though the focus of this report is on Michigan, which has been in the forefront among states in mental stress claims, its searching analysis of the inherent difficulty in evaluating these claims will be useful for anyone interested in this growing area of workplace abuse. 36 pages.
Details: Match Rating: 50. Posted: Sep. 15, 1995. Type: Study.
- Michigan Education Special Services Association: The MEA's Money Machine
Summary: This exhaustive report illuminates the inner workings of the Michigan Education Association's health insurance division, known as MESSA. It documents how tens of millions of the public's education tax dollars are wasted each year on uncompetitive teacher health insurance, and how MESSA is part of a systematic plan to subsidize the MEA's basic operation and political activity. 64 pages.
Details: Match Rating: 50. Posted: Nov. 1, 1993. Type: Study.
- Twenty Myths About National Health Insurance
Summary: The allure of national health insurance comes largely because it is perceived as successful in Canada and Britain. This thoroughly documented report shows conclusively that government-run national health insurance has led to serious and inevitable dilemmas that no country should want to emulate. The authors prove that other models have not been more successful than the U.S. in controlling costs or providing superior access to care, and that adoption of a national health system would have negative consequences. Released in cooperation with the Dallas-based National Center for Policy Analysis. 68 pages.
Details: Match Rating: 50. Posted: Sep. 1, 1992. Type: Study.
- Auto Insurance in Michigan: Regulation, No-Fault, and Affordability
Summary: Written by one of America's foremost authorities on auto insurance, this study is a thorough review of Michigan's Essential Insurance Act and No-Fault Law. Harrington examines in-depth the structure of rates in the state and explains that they are not the result of price-gouging or insufficient competition. He analyzes the effects of the state's insurance regulations, and makes suggestions that would increase competition, lower costs, and limit the interference of government in a free insurance market. 33 pages.
Details: Match Rating: 50. Posted: Dec. 1, 1989. Type: Study.
- Tort Law and the Products Liability Insurance Crisis
Summary: This report examines the theories behind the products liability insurance crisis, including the idea that the crisis is contrived by the insurance industry. Smith argues that the real source of the problem is judicial changes in tort law that undermine the predictability of risk and the independence insurance markets need to adequately measure risk. He recommends steps that governments should take to solve the crisis and bring down consumer and industry costs. 55 pages.
Details: Match Rating: 50. Posted: Jan. 1, 1989. Type: Study.
- The Michigan Accident Fund: A Need for Privatization
Summary: Though prevailing legal opinion had concluded that the Accident Fund, a workers' compensation insurer, had been operating as a private insurer, Attorney General Frank Kelley ruled in 1976 that the Fund was in fact a state agency. Smith examines the controversy ignited by Kelley's ruling, culminating in a state takeover of the Fund in 1989. His powerful case for privatization of the Fund is just as relevant today and, in fact, is a major reason why the Engler administration planned to do just that in 1994. 31 pages.
Details: Match Rating: 50. Posted: Sep. 1, 1987. Type: Study.
- Health Savings Accounts Can Save Michigan Money
Details: Match Rating: 10. Posted: Nov. 9, 2009. Type: Viewpoint on Public Issues.
- Dillon Insurance Plan Could Generate Monumental Reform
Details: Match Rating: 10. Posted: Oct. 5, 2009. Type: Viewpoint on Public Issues.
- The Coming $50 Billion Budget Battle
Summary: The state is currently wrestling with how to close a $2.8 billion budget deficit for fiscal year 2010. Some of the proposed cuts to state spending are significant and debate over them may be holding up completion of the budget, which must be passed by midnight Sept. 30 to avoid a government shutdown.
Details: Match Rating: 10. Posted: Sep. 25, 2009. Type: General Article.
- Recent Health Care Facts and Fallacies
Details: Match Rating: 10. Posted: Sep. 15, 2009. Type: General Article.
Searched in category Insurance.
Copyright 2008 Mackinac Center for Public Policy
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