Michigan School District Health Insurance

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Wayne-Westland Community School District - Custodians/Food, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
BCBS Single Community Blue PPO IV 13 398.53 0.00 398.53
BCBS Two Person Community Blue PPO IV 29 896.09 0.00 896.09
BCBS Family Community Blue PPO IV 7 1115.88 0.00 1115.88
Health Alliance Plan Single HMO 19 413.35 0.00 413.35
Health Alliance Plan Two Person HMO 15 950.76 0.00 950.76
Health Alliance Plan Family HMO 36 1074.70 0.00 1074.70
Priority Health Single HMO 20 444.69 0.00 444.69
Priority Health Two Person HMO 17 1034.78 0.00 1034.78
Priority Health Family HMO 33 1123.10 0.00 1123.10

Wayne-Westland Community School District - All Insured Employees

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
Self-Funded n/a n/a n/a n/a n/a n/a Districts using self-funded plans do not make monthly premium payments

Wayne-Westland Community School District - Teachers, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
BCBS Single Community Blue PPO IV 5 398.52 0.00 398.52
BCBS Two Person Community Blue PPO IV 7 896.09 0.00 896.09
BCBS Two Person Community Blue PPO IV 3 896.09 0.00 896.09
BCBS Family Community Blue PPO IV 15 1115.88 0.00 1115.88
Health Alliance Plan Single HMO 9 388.93 40.00 428.93
Health Alliance Plan Single HMO 1 413.35 0.00 413.35
Health Alliance Plan Single HMO 1 413.25 0.00 413.25
Health Alliance Plan Two Person HMO 1 950.76 0.00 950.76
Health Alliance Plan Two Person HMO 3 950.76 0.00 950.76
Health Alliance Plan Two Person HMO 7 946.60 40.00 986.60
Health Alliance Plan Family HMO 23 1075.20 40.00 1115.20
Health Alliance Plan Family HMO 5 1074.70 0.00 1074.70
Health Alliance Plan Family HMO 7 1074.70 0.00 1074.70
MESSA PAK PAK A - Choices (HV, LI, LTD, AD&D) 266 1049.95 40.00 1089.95
MESSA PAK PAK A - SuperCare (HV, LI, LTD, AD&D) 31 1210.78 175.48 1386.26
MESSA PAK PAK B - In Lieu (V, LI, LTD, AD&D) 42 114.27 0.00 114.27
MESSA PAK PAK B - In Lieu (V, LI, LTD, AD&D) 39 140.75 0.00 140.75
MESSA PAK PAK C - Choices (HV, LI, LTD, AD&D) 361 1210.78 40.00 1250.78
MESSA PAK PAK H (V, LI, LTD, AD&D) 26 180.57 0.00 180.57
MESSA PAK PAK H (V, LI, LTD, AD&D) 47 129.89 0.00 129.89
Priority Health Single HMO 3 444.69 0.00 444.69
Priority Health Single HMO 9 418.63 40.00 458.63
Priority Health Single HMO 1 444.69 0.00 444.69
Priority Health Two Person HMO 1 1034.78 0.00 1034.78
Priority Health Two Person HMO 2 1027.20 40.00 1067.20
Priority Health Family HMO 2 1123.10 0.00 1123.10
Priority Health Family HMO 1 1123.10 0.00 1123.10
Priority Health Family HMO 25 1118.28 40.00 1158.28

Wayne-Westland Community School District - Administration, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
BCBS Single Community Blue PPO IV 11 398.53 0.00 398.53
BCBS Two Person Community Blue PPO IV 24 896.09 0.00 896.09
BCBS Family Community Blue PPO IV 26 1115.88 0.00 1115.88
Health Alliance Plan Two Person HMO 1 986.60 0.00 986.60
Health Alliance Plan Family HMO 1 1115.20 0.00 1115.20
Priority Health Family HMO 4 1158.28 0.00 1158.28

Wayne-Westland Community School District - Support Staff, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
Health Alliance Plan Two Person HMO 1 950.76 0.00 950.76
Priority Health Single HMO 2 444.69 0.00 444.69
Priority Health Two Person HMO 1 1034.78 0.00 1034.78

Wayne-Westland Community School District - Paraprofessionals, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
BCBS Single Community Blue PPO IV 1 398.53 0.00 398.53
BCBS Two Person Community Blue PPO IV 1 896.09 0.00 896.09
Health Alliance Plan Single HMO 15 413.35 0.00 413.35
Health Alliance Plan Two Person HMO 13 950.76 0.00 950.76
Health Alliance Plan Family HMO 27 1074.70 0.00 1074.70
Priority Health Single HMO 12 444.69 0.00 444.69
Priority Health Two Person HMO 13 1034.78 0.00 1034.78
Priority Health Family HMO 25 1123.10 0.00 1123.10

Wayne-Westland Community School District - Secretaries, Union Contract

Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total Cost Notes
BCBS Single Community Blue PPO IV 3 398.53 0.00 398.53
BCBS Two Person Community Blue PPO IV 7 896.09 0.00 896.09
BCBS Family Community Blue PPO IV 2 1115.88 0.00 1115.88
Health Alliance Plan Single HMO 2 428.93 0.00 428.93
Health Alliance Plan Two Person HMO 8 986.60 0.00 986.60
Health Alliance Plan Family HMO 13 1115.20 0.00 1115.20
Priority Health Single HMO 6 458.63 0.00 458.63
Priority Health Two Person HMO 17 1067.20 0.00 1067.20
Priority Health Family HMO 15 1158.28 0.00 1158.28

Source

This data comes from a Mackinac Center survey of Michigan school districts’ monthly health insurance costs for the 2008-2009 school year.

Disclaimer

Information collected in this database is displayed as reported to the Mackinac Center by school districts. If you believe there is an error, please e-mail epi@mackinac.org.

Provider Abbreviations/Acronyms

BCBSBlue Cross Blue Shield
BCNBlue Care Network
HDHPHigh-Deductible Health Plan
HMOHealth Maintenance Organization
HRAHealth Reimbursement Arrangements
HSAHealth Savings Account
MEBSMichigan Employee Benefits Services
MESSAMichigan Education Special Services Association
PHPPhysicians Health Plan
PPOPreferred Provider Organization
TPAThird Party Administrator
WMHIPWest Michigan Health Insurance Pool

Plan Abbreviations/Acronyms

AD&DAccidental Death and Dismemberment
DDental
HHealth
LILife Insurance
LTDLong-Term Disability
VVision