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Michigan School District Health Insurance

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Detroit City School District - n/a
Provider (TPA) Type Plan Enrollees District Cost Worker Cost Total
Cost
Notes
BCBS Single Community Blue n/a 456.28 50.70 506.98
BCBS Single POS n/a 490.35 54.48 544.83
BCBS Single PPO n/a 461.02 51.22 512.24
BCBS Single PPO n/a 461.02 51.22 512.24
BCBS Single PPO n/a 455.66 50.63 506.29
BCBS Single Traditional n/a 488.45 54.27 542.72
BCBS Single Traditional n/a 483.09 53.68 536.77
BCBS Two Person Community Blue n/a 1000.70 111.17 1111.71
BCBS Two Person PPO n/a 991.12 111.02 1110.15
BCBS Two Person PPO n/a 1009.58 112.18 1121.75
BCBS Two Person PPO n/a 1009.58 112.18 1121.75
BCBS Two Person Traditional n/a 1071.31 119.03 1190.34
BCBS Two Person Traditional n/a 1060.87 117.87 1178.74
BCBS Family Community Blue n/a 1264.75 140.51 1405.06
BCBS Family POS n/a 1080.49 119.51 1195.06
BCBS Family POS n/a 1359.70 151.01 1510.12
BCBS Family PPO n/a 1276.98 141.89 1418.87
BCBS Family PPO n/a 1276.98 141.89 1418.87
BCBS Family PPO n/a 1264.86 140.31 1403.12
BCBS Family Traditional n/a 1353.80 150.42 1504.22
BCBS Family Traditional n/a 1339.62 148.85 1488.47
BCN Single HMO n/a 424.10 47.12 471.22
BCN Two Person HMO n/a 909.89 102.21 1022.06
BCN Family HMO n/a 1109.83 123.40 1233.98
Blue Care Network Single n/a n/a 424.10 47.12 471.22
Blue Care Network Two Person n/a n/a 928.58 102.21 1022.06
Blue Care Network Family n/a n/a 1111.85 124.15 1233.98
Health Alliance Plan Single HMO n/a 407.22 45.25 452.47
Health Alliance Plan Single HMO n/a 413.32 45.92 459.24
Health Alliance Plan Single PPO n/a 408.82 45.42 454.24
Health Alliance Plan Single PPO n/a 408.82 45.42 454.24
Health Alliance Plan Two Person HMO n/a 808.51 94.90 949.02
Health Alliance Plan Two Person HMO n/a 832.58 93.48 934.79
Health Alliance Plan Two Person PPO n/a 855.17 93.48 934.99
Health Alliance Plan Two Person PPO n/a 726.62 80.74 807.35
Health Alliance Plan Family HMO n/a 1031.10 114.57 1145.67
Health Alliance Plan Family HMO n/a 1016.18 112.91 1129.09
Health Alliance Plan Family PPO n/a 1244.30 138.26 1382.56
Health Alliance Plan Family PPO n/a 1101.80 122.13 1221.31
Total Health Care Single n/a n/a 350.64 38.96 389.60
Total Health Care Two Person n/a n/a 717.43 79.82 798.16
Total Health Care Family n/a n/a 929.44 103.27 1032.71
Source: This data comes from a Mackinac Center survey of Michigan school districts’ monthly health insurance costs for the 2008-2009 school year.

Disclaimer: Information collected in this database is displayed as reported to the Mackinac Center by school districts. If you believe there is an error, please e-mail epi@mackinac.org.

Read and post comments at http://www.educationreport.org.
Plan Abbreviations/Acronyms:

AD&D = Accidental Death and Dismemberment
D = Dental
H = Health
LI = Life Insurance
LTD = Long-Term Disability
V = Vision
Provider Abbreviations/Acronyms:

BCBS = Blue Cross Blue Shield
BCN = Blue Care Network
HDHP = High-Deductible Health Plan
HMO = Health Maintenance Organization
HRA = Health Reimbursement Arrangements
HSA = Health Savings Account
MEBS = Michigan Employee Benefits Services


MESSA = Michigan Education Special Services Association
PHP = Physicians Health Plan
PPO = Preferred Provider Organization
TPA = Third Party Administrator
WMHIP = West Michigan Health Insurance Pool

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