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III. The Essential Insurance Act
December 1, 1989
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By
Scott E. Harrington
Background and Rationale
The Shavers Decision
Critique of the Rationale for the Act
Consequences of the Act
Territorial Rating
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Auto Insurance in Michigan: Regulation, No-Fault, and Affordability
Contents
I. Introduction and Summary
II. Overview of Automobile Insurance in Michigan
III. The Essential Insurance Act
Background and Rationale
The Shavers Decision
Critique of the Rationale for the Act
Consequences of the Act
Territorial Rating
IV. Preserving and Improving No-Fault
V. Regulation and Competition
Endnotes
About the Author