- American Association of Retired Persons, "Car Insurance Rates," AARP Bulletin, July 1, 2010, http://www.aarp.org/money/insurance/info-07-2010/car_insurance_rates.html.
- Ludwig von Mises, Liberalism in the Classical Tradition, Third Edition, Irvington-on-Hudson, N.Y.: Foundation for Economic Education, 1985.
- Paul Heaton, "Auto Insurance Reform in Michigan: What Can the Data Tell Us?" RAND Institute for Civil Justice Occasional Paper, 2010, p. 2, http://www.rand.org/pubs/occasional_papers/2010/RAND_OP293.pdf.
- Ibid.
- Insurance Information Institute, "The Topic: No Fault Auto Insurance," June 2010, http://wwww.iii.org/media/hottopics/insurance/nofault/.
- James Anderson, Paul Heaton, and Stephen Carroll, "The U.S. Experience with No-Fault Automobile Insurance," RAND Institute for Civil Justice, Santa Monica, 2010, http://www.rand.org/pubs/monographs/ 2010/ RAND_MG860.pdf.
- Ibid., op. cit., p. 3.
- Robert Hartwig, Testimony before Michigan House Insurance Committee, Lansing, Michigan, December 3, 2009.
- Michael Miller, "Private Passenger Automobile Analysis of No-Fault Legislative Reforms," EPIC Consulting, June 2007, http://www.mirsnews.com/pdfs/nofault.pdf.
- 2009 Report to the Governor of the Office of Financial and Insurance Regulation, Department of Energy, Labor , and Economic Growth, State of Michigan.
- MCL 500.3171-3176 ("MCL" is Michigan Compiled Laws).
- Michigan Assigned Claims Fund, "Statement of Historical Expenditures/Assessments.
- Data obtained from insurer annual statements on file with the National Association of Insurance Commissioners, via Highland Data LLC.
- MCL 500.3104(2), as amended by Public Act 3 of 2001.
- Michigan Office of Financial Regulation, "Michigan Catastrophic Claims Association Information (MCCA) as of April 15, 2010."
- Statement of Actuarial Opinion, "Annual Statement of MCCA for Year Ended June 30, 2009."
- The amendment is to MCL 500.3104, with said amendment being contained in Public Act 662 of 2002.
- Calculated from MCCA's "Commercial Claims Analysis, Claims Received From 09/01/1996 to 2/31/2001."
- Calculated from MCCA's "Commercial Claims Analysis, Claims Received From 09/01/1996 to 12/31/2001 and 2002."
- See MCL 500.3104.
- Michigan Office of Financial Regulation, "Michigan Catastrophic Claims Association Information (MCCA) as of April 15, 2010."
